Payment methods

Your saved payment method is what Paathz charges on each anniversary — added through Stripe at first payment, managed entirely from your billing dashboard afterward.

Adding a payment method

• Done at first payment via Stripe's secure payment form.
• Paathz never sees or stores your raw card details.
• We store only the token reference, card brand, last 4 digits, and expiry month/year for display.

Managing payment methods

• View all saved payment methods in Billing → Payment methods.
• Add additional methods at any time.
• Designate which one is the default for recurring charges.
• Remove old or expired methods (you'll need at least one default at all times).

Updating an expired card

• Add the new card via Stripe's form.
• Set it as default.
• Remove the expired one (optional but tidier).
• Updates take effect immediately for any pending or future charges.

Seeing why a payment failed

• Failed charges show the processor's decline reason (expired card, insufficient funds, bank block, etc.).
• This appears in your billing dashboard during a grace period.
• Use this to know whether to update the card or contact your bank.

Security

• All payment data lives in Stripe, not in Paathz.
• Paathz holds only tokenized references, last 4 digits, and brand for display.
• PCI-DSS scope offloaded entirely to Stripe; no card data on Paathz systems.